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The 10 Best Mortgage Brokers in San Diego (2026)
Finding the right mortgage broker in San Diego can make a big difference when buying or refinancing a home. This list is built from Google review data and updated for 2026, using a weighting that accounts for both average ratings and the number of reviews each firm has. We focus on what local searchers care about: consistent customer feedback and enough reviews to give a reliable signal. The city’s varied neighborhoods and competitive housing market mean shoppers should compare few trusted options and verify licensing and loan terms directly with any broker they consider.
This ranking is computed from Google reviews (our method). Listings marked Partner are paid advertising spots: they sit alongside the ranking without changing its order.
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Synergy One Lending
Synergy One Lending tops our list because it combines a perfect 5.0 Google rating with the largest review base here—4,282 reviews—giving it strong standing in our weighted ranking. That combination of a high score plus substantial review volume makes the listing statistically prominent among San Diego mortgage providers. Its Google category appears as a Mortgage lender, and the downtown San Diego address situates it where many local loan shoppers look first. For readers, that mix signals a widely reviewed presence rather than a high score from only a handful of reviewers.
The full ranking
Guild Mortgage Company
Guild Mortgage Company shows a 5.0 rating based on 2,802 Google reviews and is categorized as a Mortgage lender at 5887 Copley Dr Floors 1, 3, 4, 5, And 6, San Diego, CA 92111.
2802 reviews
Scott Evans at CrossCountry Mortgage
Scott Evans at CrossCountry Mortgage appears as a Mortgage lender with a 5.0 score from 548 reviews, located at 8885 Rio San Diego Dr suite 370, San Diego, CA 92108.
548 reviews
West Coast Funding Team of E Mortgage Capital
West Coast Funding Team of E Mortgage Capital is listed as a Mortgage broker and carries a 5.0 rating across 440 Google reviews at 2555 Camino del Rio S Ste 210, San Diego, CA 92108.
440 reviews
Maureen Martin at HomePlus Mortgage
Maureen Martin at HomePlus Mortgage is recorded as a Mortgage broker with a perfect 5.0 rating from 188 reviews at 1455 Frazee Rd Ste 500, San Diego, CA 92108.
188 reviews
Renzo Marsano – MAR Financial
Renzo Marsano – MAR Financial appears as a Mortgage broker and has a 5.0 Google rating based on 182 reviews at 10620 Treena St Ste 230, San Diego, CA 92131.
182 reviews
LOAN GOAT | Direct Hard Money Lender
LOAN GOAT | Direct Hard Money Lender is categorized on Google as a Mortgage broker, showing a 5.0 rating from 158 reviews at 3030 El Cajon Blvd, San Diego, CA 92104.
158 reviews
Barrett Financial Group, L.L.C.
Barrett Financial Group, L.L.C. carries a 5.0 Google rating from 145 reviews and is listed as a Mortgage broker at 3111 Camino Del Rio N Ste 905, San Diego, CA 92108.
145 reviews
San Diego Mortgage Lending Solutions – C2 Financial
San Diego Mortgage Lending Solutions – C2 Financial appears as a Mortgage broker with a 5.0 rating based on 125 reviews, located at 11622 El Camino Real #100, San Diego, CA 92130.
125 reviews
Community Mortgage Inc.
Community Mortgage Inc. is listed as a Mortgage broker and has a 5.0 Google rating from 122 reviews at 814 Morena Blvd Unit 310, San Diego, CA 92110.
122 reviews
Frequently asked questions
How should I choose a mortgage broker in San Diego?
Compare brokers by checking their Google ratings and number of reviews, confirming licensing and NMLS registration, and asking for references. Also request quotes and timelines from multiple brokers so you can compare rates, fees, and expected closing schedules.
What does it typically cost to work with a mortgage broker?
Costs can include broker fees, lender fees, and standard closing costs, which vary by loan type and lender. Ask any broker for a clear Good Faith Estimate or Loan Estimate early in the process to compare total expected charges.
What should I verify before hiring a mortgage broker?
Verify the broker’s license and NMLS number, read recent reviews, and confirm who will service the loan after closing. Make sure you understand all fees, the role the broker plays (finding lenders vs. funding loans), and get any promises in writing.
How was this ranking compiled?
This list is based on Google review data updated for 2026, using a weighted approach that accounts for both average rating and review volume so that businesses with high scores and many reviews rank higher. We do not audit loans or verify individual transactions; readers should conduct their own due diligence.